Welcome to our Freeway Insurance office in San Mateo, CA, located at 2095 Palm Ave. If you’re like most drivers in California, you’re looking for affordable insurance that fits your needs. That’s exactly what we offer—personalized, low-cost options right here in 94403. Whether you need home, renters, motorcycle, business, or SR-22 insurance, auto insurance in California, our local agents are here to help. We also offer health insurance, exclusively available in California.
San Mateo is a vibrant, coastal city with easy access to major roads like Highway 92 and U.S. Route 101, which makes having the right insurance even more important. Many residents here own homes or rent apartments, and Freeway offers coverage options for both—plus discounts when you bundle. Our office is conveniently located near Hillsdale Shopping Center, Whole Foods, and Los Prados Park. Stop by while you're out and about and let us help you save.
We are conveniently located at 2095 Palm Ave. San Mateo, CA 94403, just minutes from El Camino Real and Highway 92. You’ll find us near Whole Foods, Los Prados Park, and Hillsdale High School.
Here’s how to get to us:
From the North (Burlingame area)
From the South (Redwood City area)
From the East (Foster City area)
Driving around San Mateo means staying alert on busy streets like El Camino Real and 92—having the right car insurance gives you peace of mind every mile.
When it comes to insurance, you want something simple, affordable, and tailored to your life—not a one-size-fits-all policy. That’s exactly what you’ll find at Freeway Insurance.
Freeway Insurance has been around for decades, and we’re here in San Mateo to help you stay covered—on your terms.
Living in San Mateo means staying active—whether you're commuting, raising a family, or running a business. That’s why Freeway offers affordable coverage options for auto, motorcycle, renters, homeowners, SR-22, business, and health insurance, all in one place.
Driving in San Mateo means navigating crowded highways and busy downtown streets, so having car insurance isn’t just smart—it’s required. California drivers must carry $30,000/$60,000 in bodily injury liability and $15,000 in property damage liability to stay legal.
Many drivers stick with liability to meet the minimum, but others choose full coverage for added protection. That includes collision and comprehensive, which help with theft, weather damage, and accidents. Our agents in San Mateo can help you choose the right level of coverage for your lifestyle and budget.
Riding from the Santa Cruz Mountains to the coastal routes near Half Moon Bay is part of what makes living in San Mateo so exciting if you own a bike. And with those scenic routes only miles away, it’s even more important to protect your bike.
Freeway offers motorcycle insurance with flexible options that keep you covered on every ride. A helmet can only do so much—make sure you’re also financially protected.
If you’ve been required to file an SR-22, Freeway can help. Whether it’s due to a DUI, multiple traffic offenses, or driving without insurance, we’ll work with our network of carriers to help you meet legal requirements—without overpaying.
As a non-standard insurance provider, we specialize in finding solutions for drivers with challenging records. Our San Mateo agents will walk you through your options and help you get back on the road legally and confidently.
Your insurance needs are unique, and so is your rate. Things like driving history, vehicle type, and where you live all affect what you’ll pay. That’s why it pays to compare—and why Freeway agents are here to do that for you.
We’ll help you find coverage that works for your needs, your budget, and your lifestyle.
Renters insurance is an easy and affordable way to protect your belongings. While your landlord’s policy covers the building, it won’t help if your things are stolen or damaged.
With Freeway, renters insurance can cover everything from electronics to clothing to temporary housing. It also provides liability protection if someone gets injured in your home. Our San Mateo office makes it easy to find a policy that works for you.
Your home is one of your biggest investments—make sure it’s protected. Freeway offers affordable homeowners insurance that can cover repairs, replacements, and personal liability.
If a storm, fire, or theft damages your property, home insurance helps you recover. It can even pay for temporary housing if your home becomes unlivable. Talk to our local agents to find a plan that offers the protection you need at a price you can afford.
Health insurance is required in California—but that doesn’t mean it has to be expensive or confusing. In fact, one in five residents qualify for free or low-cost coverage.
If the options feel overwhelming, we’re here to help. Our bilingual agents at Freeway Insurance can walk you through the process, explain what you qualify for, and help you find a plan that fits your needs and budget. We make health insurance easier for San Mateo residents—at no extra cost to you.
Getting the cheapest car insurance isn’t just about price—it’s about choosing the right coverage for your situation. Freeway agents help you weigh your options and find the best fit.
Factors that affect your rate:
Absolutely. Bundling your policies—like auto and renters or auto and motorcycle—can lead to major savings and fewer bills to keep track of.
Here’s how bundling helps:
Let our San Mateo agents help you build a custom bundle that makes sense for you.
Living in San Mateo means access to great schools, strong communities, and scenic drives—but life here moves fast. That’s why having the right insurance matters, whether it’s for your car, bike, apartment, health, or business.
Stop by 2095 Palm Ave. San Mateo, CA 94403, give us a call at 650-683-7049, or visit us online for a fast and free quote. We’re here to help you stay protected—without overpaying.
Wondering what others are paying for insurance in San Mateo? We’ve got the insights—and the tools to help you save. Whether you're shopping for car, home, or renters insurance, knowing the local averages can help you make smarter choices.
Insurance rates depend on a few things: your age, driving record, vehicle, and coverage level. In San Mateo, drivers pay on average around $78 per month for basic liability. For full coverage—which includes liability, collision, and comprehensive—that number jumps to about $215 per month.
Homes in 94403 are some of the most valuable in the region, so coverage tends to cost more. The average monthly cost for homeowners insurance in San Mateo is around $145, or about $1,740 annually, for a home with a replacement value of $300,000. While that’s still below the national average, it’s higher than many other parts of California.
Yes—our local Freeway Insurance agents know how to uncover the discounts that matter most to you. Most drivers can qualify for more than one discount, and stacking the right ones can significantly lower your rate.
Common discounts include:
Stop by our San Mateo office at 2095 Palm Ave or call us today for a personalized quote—and see how much you could be saving.
It can be hard to find the best car insurance when there are so many options to choose from out there. When it comes to finding cheap car insurance, you might go with one option, only to find that someone else offers a more affordable alternative.
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Renters insurance is a great way to protect your belongings without breaking the bank. It’s an affordable option to protect yourself and your pocketbook in case the unexpected happens in or outside your rental.
Read More about Do I Need Renters Insurance?
Most drivers have received at least one speeding ticket throughout their adult lives.
Read More about How Much Renter’s Insurance Do You Need?
Most drivers have received at least one speeding ticket throughout their adult lives.
Read More about How Much Renter’s Insurance Do You Need?
Most drivers have received at least one speeding ticket throughout their adult lives.
Read More about How Much Renter’s Insurance Do You Need?*This location is independently owned and operated by a franchisee. We are in no way the legal representative or agent of the franchisee for any purpose, nor do we have the power to assume or create, in writing or otherwise, any obligations or responsibility of any kind, expressed or implied, in the name of or on behalf of the franchisee, who is an independent contractor.
