Cathedral City, or “Cat City”, is a unique place located in the desert near Palm Springs and Rancho Mirage and named after nearby canyon rock structures that were lost in a flood. Our Freeway Insurance office is located in Cathedral Village Shopping Center at 69-195 Ramon Road, C-4 in the 92234 zip code. Although many people move here for the resort atmosphere and golf courses, much of the population is a diverse mix of racial and ethnic groups. Located in Coachella County, Cathedral City is considered a more affordable place than many other California cities. That doesn’t mean residents are not looking for affordable insurance options, because they are.
At Freeway, we work hard to help you find affordable and budget-friendly insurance solutions in 92234. We live here, too, so we know what it takes to be comfortable in the desert. Whether you are a full-time resident, a “snowbird” or a member of the famous artists colony, you can count on us to help you find cheap car insurance in California and other affordable products.
Freeway Insurance is easy to find, right at the intersection of Ramon Road and Date Palm Drive in the Cathedral Village Shopping Center. Coming from I-10, you can take the Date Palm Drive exit and turn left on Ramon Road. Coming from the south on SH 111, you can take a right turn on Ramon Road and find us right after you cross Date Palm Drive. From the north, take a left on Ramon Road.
Our office is located right in between Edoko Sushi and EJ Dental & Orthodontics. We are just two doors down from Leslie’s Pool Supplies. We make finding cheap car insurance easy!
When it comes to insurance, most people are looking for the cheapest coverage that will be there when they need it. That’s one reason your neighbors in Cathedral City love Freeway. Here are three reasons why we are a top choice:
People who live here in Cathedral City enjoy a desert lifestyle, a community and family-friendly feel and a thriving arts scene. It’s generally more affordable to live here in Cat City and the population is diverse, with many people working in the leisure and hospitality sector due to numerous resorts.
Minutes from Palm Springs and Rancho Mirage, residents here are just outside of Joshua Tree National Park and Coachella Valley Preserve, plus plenty of other landmark areas. It’s a roughly two-hour drive to check out the beaches, so a family trip for some sand and water is entirely doable.
If you need reasonable insurance at a budget-friendly price, we can help.
Cathedral City experiences road construction that can cause slow-downs and congestion. Currently, East Palm Canyon Drive is under construction. Traffic in downtown Cathedral City can be a nail biter at the best of times, since the traffic lanes are narrow. Due to construction of a shopping center, crews are building two roads on the south side of Cathedral Canyon Road for access to the new center, which makes driving here even more perilous.
It’s important wherever you live and drive to have at least the minimum required liability coverage. With California raising those limits at the beginning of 2025, drivers are trying even harder to find affordable and low-cost car insurance in Cathedral City.
Finding the right insurance at the right price can be a hassle in Cathedral City, 92234 and the surrounding area. Check in with your neighborhood Freeway agent for a simpler way to find your quote.
Motorcycle enthusiasts already know the area around Cathedral City is a prime riding location. The Palms to Pines Scenic Byway offers thrilling turns and twists, with stellar views of mountain and canyons. Another fun ride is the Ortega Highway (CA74), with challenging curves and breathtaking views.
Before you climb on your iron horse, make sure you have the right kind of cheap motorcycle insurance in Cathedral City. You’ll need it to be legal, plus it will protect your finances if necessary. Our local agents know the ins and outs of riding in Cathedral City and are ready to help you find the right coverage without breaking the bank.
SR-22 is also known as DUI insurance. Being convicted of DUI in Cathedral City is a sure-fire way to end up with an SR-22 requirement, but you can also get one for driving without insurance and assorted other reasons that make the state nervous about your ability to maintain the required insurance.
Having an SR-22 requirement tells insurance companies you are a high-risk driver – in other words, more likely to file a claim and cost them money. An SR-22 can double and even triple your insurance cost – if you can even find an insurer to cover you.
At Freeway, we have been working with SR-22 drivers for many years. We can help you find affordable DUI insurance solutions in Cathedral City, 92234. We know you still need to get to work and run your errands. There’s no judgement, just help.
Cat City is a diverse area. Many people know it for its artists colony, located mostly in the Cathedral City Cove neighborhood. There’s an art walk during most months on the fourth Friday of each month. This well-known artists’ retreat in the desert began in the 1920s and 1930s and brings plenty of visitors every year.
It’s also a well-known retirement spot with a relaxed lifestyle and plenty of golf courses and hiking trails. Plus, everyone knows about the music and arts Coachella Festival, held nearby every year and attended by more than 250,000 people.
Whether you own your own home or rent here in the desert, you should consider protecting your finances with home insurance, renters insurance, health insurance and more. At Freeway, we can help.
About one-third of Cathedral City residents are renting their living space. If you are renting, you should consider renters insurance to protect yourself financially if anything happens to your belongings. Many people don’t think their personal possessions are worth much, but if you think about having to replace all of your clothing, jewelry, electronics, sports equipment and more, it can actually come out to thousands of dollars.
Your landlord’s insurance will not replace your stuff if the child upstairs leaves the tub running and it comes through the ceiling and destroys your furniture or clothing. A fire could wipe you out. Renters insurance costs pennies per day, so get in touch with your neighborhood Freeway agent to get cheap renters insurance in Cathedral City.
Close to 65% of Cat City residents are homeowners. Your home is most likely your largest investment, so you need to protect it and your finances with home insurance. Home insurance will help you pay for damages from wind, fire and earthquakes, as well as helping you rebuild after a total loss.
Your neighborhood agents at Freeway Insurance have comprehensive, yet affordable, home insurance in Cathedral City, 92234. Since your home is located in an area prone to earthquakes and wildfires, it is best to find out how to get flexible, customized home insurance.
Did you know one in five Californians qualifies for free or very low-cost health insurance? Since California requires you to have a health plan, that’s good to know. Health insurance helps you stay on top of your well-being, making sure serious diseases are caught early and managed.
How do you find out if you are eligible for free healthcare? At Freeway, our bilingual agents are happy to help you thought the process. Best of all – this service is free. Just call us at 877-423-1508.
It’s easy to find affordable auto insurance in Cathedral City. You don’t have to spend hours on the phone or pouring over websites, trying to compare one insurer to another. At Freeway, our agents do all that for you. We listen to what you need and what your budget is and then we do all the work, researching lots of top-rated insurers to come back with a list of the cheapest car insurance options for you in 92234.
We will find you the best deals for affordable auto coverage in 92234. Visit us at 69-195 Ramon Road, C-4, give us a call, or check us out online to start your insurance journey today!
Yes. Competition among insures is ferocious. They would all like your business, so they try to offer you discounts and other sweet deals. You can take some of the control back by finding an insurer you like and trust and giving them your business – for all your insurance needs.
When you do this, your insurer will reward you for choosing them by offering a nice discount for carrying multiple policies under one agency. This is known as bundling and it offers one of the highest discounts you can get from a company. For example, bundling home and auto can sometimes result in up to 30% off.
It's also easier to keep track of your policies and their payment dates when it is all together.
Your Freeway Insurance, conveniently located at 69-195 Ramon Road, C-4, is ready to help. Whether you visit us in person, call 760-914-4087, or get a free quote online, our team makes finding the right coverage easy. Because we are local, you’ll receive service from people who live and work where you do. Next time you visit the Cathedral Village Shopping Center, stop by and see how straightforward getting affordable insurance can be.
You’ve got questions about local insurance rates, and we’ve got answers and solutions.
Auto insurance rates in Cathedral City vary based on your driving history, vehicle, and coverage needs. Typically, you might pay around $48 a month for minimum coverage, while full coverage could be about $184 monthly. These are averages and based on a 30-year-old male with a clean driving history.
In Cathedral City, the average annual home insurance premium for a replacement value of $300,000 is $140 per month. Since finding home insurance in California can be difficult due to recent claims, it is more important than ever to compare quotes.
Discounts are a great way to save money on your premium. At Freeway, we’ll find out which ones you qualify for and make sure you get the top discount for them. Here are a few to consider:
It can be hard to find the best car insurance when there are so many options to choose from out there. When it comes to finding cheap car insurance, you might go with one option, only to find that someone else offers a more affordable alternative.
Read More about 5 Insurance Tips for Car Buyers
Renters insurance is a great way to protect your belongings without breaking the bank. It’s an affordable option to protect yourself and your pocketbook in case the unexpected happens in or outside your rental.
Read More about Do I Need Renters Insurance?
Most drivers have received at least one speeding ticket throughout their adult lives.
Read More about How Much Renter’s Insurance Do You Need?
Most drivers have received at least one speeding ticket throughout their adult lives.
Read More about How Much Renter’s Insurance Do You Need?
Most drivers have received at least one speeding ticket throughout their adult lives.
Read More about How Much Renter’s Insurance Do You Need?
