Welcome to Freeway Insurance, Modesto! We’re excited to be part of your city and to offer insurance solutions that reflect the needs of the community. Whether you're commuting to work, shopping downtown, or spending a sunny afternoon in Graceada Park, you deserve coverage that gives you peace of mind.
Our local team of licensed agents provides personalized service across auto, home, renters, business, motorcycle, SR-22, and health insurance for California residents. We believe everyone deserves straightforward, affordable protection—without the confusion or sales pressure. That’s why we work with top carriers and help you compare plans so you get the best value for your money. For reliable advice, dependable support, and access to cheap car insurance in California, Freeway Insurance is your go-to local provider in Modesto.
Our Freeway Insurance office is conveniently located in The Shops at Lincoln School Shopping Center, across from Smart & Final Extra! We're just a short drive from downtown, making it easy to drop by for a quick quote or consultation.
To find us, head northeast from Downtown on H Street. We’re at the end of the shopping center where Downey Avenue, 19th Street, and Semple Street meet. From Maze Boulevard, go north on Burney Street, take a left on 19th, and you’ll see our office just after H Street.
With Modesto's traffic patterns, having the right car insurance is important. Our office is here to assist you with your insurance needs.
Opting for Freeway Insurance in Modesto means choosing a service that’s both budget-friendly and locally attuned. Here’s what sets us apart:
From commutes down La Loma Avenue to settling into a home near the Tuolumne River, Freeway Insurance has a plan that fits your lifestyle. We offer auto insurance to keep you safe on the road, home insurance to protect your property, and renters insurance for those living in Modesto neighborhoods.
For motorcycle enthusiasts, our coverage ensures peace of mind when driving on Yosemite Boulevard or in a busy neighborhood. If you need SR-22 to get back on the road, we've got you covered. We designed our plans to deliver practical and affordable protection against life's uncertainties.
Having solid auto insurance is a must when driving around Modesto, especially on busy streets like South 9th. Freeway Insurance offers a range of coverage options, including liability, collision, comprehensive, uninsured/underinsured motorist, and medical payments.
In California, full coverage averages $2,935 annually, while minimum liability is about $844. However, in Modesto, our agents are dedicated to securing better rates for you, which is great news for daily commuters. By taking advantage of discounts like the Good Driver Discount, you can lower your premiums, making your drive through Modesto both affordable and secure.
Riding through Modesto, especially along scenic McHenry Avenue, is a thrill that calls for the right motorcycle insurance. Freeway Insurance offers coverage options designed for motorcyclists, including liability, collision, comprehensive, and protection for accessories and medical expenses.
With our motorcycle insurance, you can enjoy the journey knowing you're protected against accidents and unexpected events. The cost of motorcycle insurance can vary depending on your bike and how often you ride, but our agents are ready to help you find a plan that suits your budget.
Take advantage of discounts for safety course completion or anti-theft devices to lower your premiums. Some ride daily, others stick to weekends—no matter your style, our coverage keeps you protected on Modesto’s roads.
After a DUI or major traffic violation in Modesto, getting back on the road can be tough, but Freeway Insurance is ready to assist with SR-22 insurance. This certificate shows you have the necessary liability coverage, which is often required for high-risk drivers to reinstate their licenses.
In Modesto, SR-22 insurance might be needed after incidents like at-fault crashes or DUIs. The cost can add $400 to $1,000 or more to your annual premium, depending on your driving history. Our resident agents are skilled at managing SR-22 filings, ensuring you meet legal requirements while finding a plan that suits your budget. By working with multiple carriers, we aim to offer the most affordable options, helping you get back on the road with confidence.
Finding the right insurance in Modesto doesn't have to be a hassle. At Freeway Insurance, our team is here to simplify the process, offering tailored solutions that fit your budget.
With a keen understanding of Modesto's specific insurance landscape, we ensure you get the right protection at a price that works for you. Let us guide you to low-cost coverage in Modesto that keeps you secure and financially sound.
Living in Modesto's lively neighborhoods offers the best of city life, but it's important to keep your belongings safe. Freeway Insurance provides renters' insurance that protects your personal belongings from various risks. If you're in a downtown apartment or out by the airport, our coverage helps protect what matters most.
Renters' insurance typically costs less than $200 a year, making it a smart choice for safeguarding your possessions. Our policies cover personal property, liability, and loss of use, so you're prepared if your rental becomes uninhabitable. Opt for higher deductibles or install smoke alarms to lower your premiums even more. Our dedicated agents are ready to help you find renters' insurance that suits your lifestyle and budget.
Owning a home in Modesto means taking on responsibilities, and having solid home insurance is key. Freeway Insurance offers policies that protect your home, belongings, and liability against threats like fire, theft, and vandalism. With regional risks such as wildfires, it's crucial to have coverage that addresses these concerns.
Home insurance costs vary based on property value and location, but our agents work to secure competitive rates for you. We also offer additional endorsements for exclusions like earthquakes and floods. By bundling your home insurance with other policies, you can save a significant amount.
Accessing affordable health insurance in Modesto is vital for staying healthy. Freeway Insurance offers help finding a range of health plans through Covered California. Health insurance costs depend on factors like family size and income, but our agents guide you through the process.
With plans for subsidies and premium assistance, affordable, free or very low-cost health insurance in Modesto is within reach. Let us help you find the right plan to keep you healthy and financially secure. We offer this service for free, so give us a call at 877-423-1508.
Understanding how different coverage types, like liability and comprehensive, affect your rates is key to saving money. Your driving history, vehicle type, and ZIP code all affect your insurance costs. That's why our team takes the time to learn about your specific needs and circumstances. By comparing quotes from various carriers, we help you find the most budget-friendly options.
Bundling your insurance can be a great way to reduce costs while maintaining your coverage simplicity. This approach not only helps you save money but also ensures you have the protection you need.
Did you know you can combine home and auto insurance, or even add motorcycle coverage, to simplify your plan and save money? We'll help you find the right mix that fits your budget.
Choosing to bundle with Freeway Insurance means you can manage all your policies in one place, making life a little easier. Let our Modesto experts guide you to the best rates for your bundled insurance.
Looking for affordable car insurance in Modesto? Swing by Freeway Insurance at 1801 H Street Suite A1. Our local team is ready to help you find coverage that fits your budget. Whether you call us at 209-585-3788, get a free quote online, or visit us in person, we aim to make the process easy and convenient. We offer competitive rates and personalized service, making us a trusted choice for many in the community. Next time you're near the Smart & Final, stop in and see how we can help you find the right protection today!
You’ve got questions about local insurance rates and we’ve got answers and solutions.
Auto insurance costs in Modesto can vary based on your coverage choice. Minimum coverage might run you about $660 annually, while full coverage averages around $2,364. Understanding these costs can help you make smart decisions and potentially lower your premiums. Our knowledgeable agents can guide you through different options to find savings on your auto insurance.
Home insurance rates in Modesto depend on factors like property value and regional risks such as wildfires. Basic coverage might be around $992 annually, but additional protections can increase this. Our agents can help you explore options to find a plan that fits your budget while keeping your home secure.
Our experienced agents know how to uncover discounts to lower your car insurance premiums in Modesto. Here are three discounts you might benefit from:
It can be hard to find the best car insurance when there are so many options to choose from out there. When it comes to finding cheap car insurance, you might go with one option, only to find that someone else offers a more affordable alternative.
Read More about 5 Insurance Tips for Car Buyers
Renters insurance is a great way to protect your belongings without breaking the bank. It’s an affordable option to protect yourself and your pocketbook in case the unexpected happens in or outside your rental.
Read More about Do I Need Renters Insurance?
Most drivers have received at least one speeding ticket throughout their adult lives.
Read More about How Much Renter’s Insurance Do You Need?
Most drivers have received at least one speeding ticket throughout their adult lives.
Read More about How Much Renter’s Insurance Do You Need?
Most drivers have received at least one speeding ticket throughout their adult lives.
Read More about How Much Renter’s Insurance Do You Need?
