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Freeway Insurance Solutions in Sacramento, California, 95820

Phone 916-745-8410
5219 Fruitridge Rd, Sacramento, California, 95820, USA
Landmark: Corner of Stockton Blvd and Fruitridge rd next to Food Co.

Office Hours

Office Features

  • Fax: 916-379-8978 Fax
  • English, Spanish
  • Parking: Parking Lot
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Welcome to Our Insurance Office at 5219 Fruitridge Road, Sacramento, California, 95820

Greetings to our South Sacramento community! At Freeway Insurance, we understand that life here is full of energy, movement, and responsibility. We offer flexible, affordable options for auto, renters, home, SR-22, business, motorcycle, and health insurance—all tailored to the needs of local residents. We're located near familiar places like Cosumnes River College, Meadowview, and Delta Shores, making it easy for you to connect with us when you need coverage. 

With bilingual support, quick quotes, and access to top insurance carriers, we’re here to simplify the process. Whether you’re starting a policy for the first time or switching providers, we’ll walk you through every option. When you're ready to explore cheap car insurance in California, trust Freeway Insurance to deliver dependable coverage and friendly guidance.

How to Get to the Freeway Office in Sacramento, CA, 95820

Driving around Sacramento can be tricky with its traffic and city events. Whether you're catching a Kings game at Golden 1 Center or visiting Fairytale Town, having solid car insurance is a must. Our Freeway Insurance office at 5219 Fruitridge Road is easy to find and ready to help.

To visit us, head south on Highway 99, take the Fruitridge Road exit, and go east until you hit Stockton Blvd. We're right by Foods Co, perfect for a quick stop while you're out shopping. 

If you're coming from downtown, take Broadway to Fruitridge Road via Stockton Boulevard and look for Harbor Freight. We're close by, ready to offer the car insurance solutions you need for peace of mind on Sacramento's roads.

Reasons to Choose Freeway Insurance

Sacramentans choose Freeway Insurance for reliable insurance coverage because we provide:

  • Access to Affordable Options: Freeway Insurance makes it easy to find budget-friendly options. Our agents dig deep to uncover deals that fit your needs, ensuring you get great value without overspending.
  • Convenience: We simplify the insurance process by offering quick quotes from a variety of carriers. You can call, drop by, or check us out online—getting the coverage you need is a breeze.
  • Neighborly Service and Support: Our agents are part of the Sacramento community, bringing local insight to every interaction. They're not just experts—they're your neighbors, ready to provide friendly, personalized service tailored to your needs.

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Freeway Offers Multiple Types of Insurance Plans in Sacramento

Living in Sacramento means having the right insurance to match your lifestyle. Whether you're driving down Martin Luther King Boulevard or looking for a new place to rent, Freeway Insurance has plans to keep you covered. Our auto insurance is perfect for daily commutes and weekend trips, while our home and renters’ insurance protects against unexpected events. 

For motorcycle fans, we've got coverage that keeps your rides safe. If you need SR-22 insurance, we offer low-cost options to get you back on the road. Plus, our health insurance through Covered California ensures you and your family have essential coverage. At Freeway Insurance, we tailor our plans to fit the unique pace of life in Sacramento. 

Affordable Auto Insurance in Sacramento 95820

Driving through the Fruitridge Pocket, with easy access to Highway 99 and Highway 50, means that having dependable auto insurance is crucial. Choose from a range of coverage options designed to handle everything from small accidents to major repairs, customized to fit how and where you drive. Our plans include liability coverage to protect against damages to others, collision coverage for your vehicle, and comprehensive coverage for non-collision events like theft or natural disasters.

For Sacramento drivers, minimum liability coverage typically costs around $844 annually, while full coverage averages about $2,935 per year. These numbers underscore the importance of selecting a plan that balances cost and protection.

Affordable Motorcycle Insurance in Sacramento 95820

Sacramento's roads, like Salmon Falls Road, are perfect for motorcycle enthusiasts looking for a bit of adventure. But before you hit the road, make sure you're covered with the right motorcycle insurance. Freeway Insurance offers plans that cover liability, collision, and more, so you're protected no matter what happens.

We also offer coverage for your bike's accessories and medical payments, giving you peace of mind on those neighborhood cruises. Motorcycle insurance costs can vary based on your bike and riding habits, but our agents are ready to help you find a plan that fits your needs and budget. With Freeway Insurance, you can enjoy the ride, knowing you're covered.

Cheap SR-22 Insurance in Sacramento 95820

Dealing with SR-22 insurance in Sacramento can be a hassle, but Freeway Insurance makes it easier. An SR-22 is a certificate that proves you have the required liability coverage, often needed after incidents like a DUI or at-fault accident. In California, this can increase your annual premium by $600 to $1,200, depending on your driving record.

For those in Sacramento, an SR-22 might be necessary to get your license back after a major traffic issue. Our knowledgeable agents are familiar with state regulations and will guide you through the process, ensuring you meet all legal requirements. With Freeway Insurance, handling your SR-22 filing is straightforward, allowing you to get back on the road with the right coverage. 

Find the Right Insurance Coverage for You in Sacramento, 95820

Freeway Insurance makes it easy to find options that match your budget. If you're renting near downtown or own a home in the suburbs, we offer plans that protect your belongings and lifestyle. Our coverage includes everything from personal property to liability, ensuring you're well-protected. With our local knowledge and personalized service, you can select a plan that fits your budget. Let us guide you to savings-focused coverage and secure the policy you need today.

Cheap Renters Insurance in Sacramento 95820

South Sacramento's lively neighborhoods are full of charm, but renters still need solid protection for their belongings. Freeway Insurance offers budget-friendly renters insurance that covers essentials like theft and fire.

Renters' insurance in this area typically costs less than $200 a year, or about $16 a month. From apartments to shared houses, our coverage ensures your electronics, furniture, and other valuables are secure. With Freeway Insurance, you can enjoy Sacramento life knowing your home and belongings are well-protected.

Affordable Home Insurance in Sacramento 95820

South Sacramento homeowners know the importance of protecting their homes from regional threats like wildfires and floods. Freeway Insurance offers plans that cover your home, belongings, and liability, all tailored to the unique risks of living in this area. Our agents work diligently to find options that suit your budget, taking into account factors such as your property's value and location. With the ability to add coverage for specific risks, you can customize your plan to fit your priorities.

Low-Cost Health Insurance in Sacramento 95820

Freeway Insurance offers help finding plans through Covered California. These options are tailored to meet the needs of South Sacramento families and individuals, ensuring you receive essential healthcare without incurring excessive costs.

Health insurance costs can vary based on factors like family size and income, but our agents are experts at finding budget-friendly plans, even free and very low-cost plans. They can help you navigate subsidies and tax credits to make sure you get the best deal. With choices like HMOs and PPOs, Freeway Insurance ensures you find a plan that fits both your healthcare needs and your wallet. This is a free service, so give us a call today at 877-423-1508.

How Can I Get Cheap Car Insurance in Sacramento 95820?

Securing affordable car insurance in Sacramento 95820 involves knowing your coverage options and how they impact costs. From basic liability to comprehensive coverage, we compare rates from various carriers to get you the cheapest car insurance. By considering factors like your driving record, the type of car you drive, and where you live, we can customize a plan that suits your budget. Let us simplify the process and find the coverage that meets your needs.

Can I Save More If I Bundle My Insurance?

Combining your insurance policies can be a savvy way to cut costs and simplify your life. At Freeway Insurance, we offer various bundle options that allow you to combine policies, such as auto and renters insurance or car and motorcycle insurance. Bundling simplifies your payments and unlocks discounts, helping you save more overall.

Get Cheap Car Coverage at 5219 Fruitridge Road, Sacramento, California, 95820 Today!

Looking for budget-friendly car insurance? Swing by Freeway Insurance at 5219 Fruitridge Road in Sacramento or give us a ring at 916-745-8410. Our hometown team is ready to help you find a plan that suits your wallet. If you're just starting out or thinking about switching, we offer free quotes , over the phone, or in person. 

With our easy-to-reach location and welcoming service, getting the right coverage in the neighborhood is simple. Drop in today and see why Sacramentans choose Freeway Insurance for their car insurance needs.

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Facts About Insurance Rates in Sacramento 95820

You’ve got questions about local insurance rates and we’ve got answers and solutions. 

What Is the Average Cost of Auto Insurance in Sacramento 95820?

Auto insurance rates in Sacramento depend on factors like your driving record, vehicle type, and where you live. On average, minimum liability coverage costs about $696 per year, while full coverage can run up to $2,484 annually. Understanding these factors can help you make choices that might lower your premiums. Our team at Freeway Insurance is ready to help you explore options to find the best rate.

What is the Average Cost of Home Insurance in Sacramento 95820?

Home insurance is essential in Sacramento, especially with risks like theft. Costs vary based on your home's value and location, typically averaging around $1,051 annually. By considering different coverage options, you can find a plan that fits your budget while offering the protection you need. Freeway Insurance agents are here to guide you through the process and ensure you get the right coverage for your home.

How Can Insurance Agents Help Find Me Car Insurance Discounts in Sacramento?

Finding car insurance discounts in Sacramento can make a big difference in your premiums. Our experienced agents at Freeway Insurance can help you uncover discounts to gain significant savings. Common discounts include:

  • Safe driver discounts: These are available to drivers who maintain a clean driving record with no accidents or violations over a certain period. By demonstrating responsible driving habits, you can enjoy lower premiums.
  • Multi-vehicle discounts: If you insure more than one vehicle with us, you can qualify for a discount. This is a great way to save money if your household has multiple cars, providing comprehensive coverage at a reduced rate.
  • Low mileage discounts: If you drive fewer than the average number of miles per year, you might be eligible for a low mileage discount. This reflects the reduced risk associated with less time spent on the road, resulting in potential savings on your insurance premiums.

5 Insurance Tips for Car Buyers

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It can be hard to find the best car insurance when there are so many options to choose from out there. When it comes to finding cheap car insurance, you might go with one option, only to find that someone else offers a more affordable alternative. 

Read More about 5 Insurance Tips for Car Buyers

Do I Need Renters Insurance?

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Renters insurance is a great way to protect your belongings without breaking the bank. It’s an affordable option to protect yourself and your pocketbook in case the unexpected happens in or outside your rental.

Read More about Do I Need Renters Insurance?

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Learn about our Products and Services

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Car Insurance

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Motorcycle Insurance

Most drivers have received at least one speeding ticket throughout their adult lives.

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Illustration of a car in the road

Renters Insurance

Most drivers have received at least one speeding ticket throughout their adult lives.

Read More about How Much Renter’s Insurance Do You Need?