Welcome to our Freeway Insurance office in San Pablo, CA, located at 14205 San Pablo Ave, Suite B. If you’re like most drivers in California, you’re looking for affordable insurance that actually fits your needs. That’s exactly what we offer—personalized, low-cost options right here in the 94806 zip code. Whether you need home, renters, motorcycle, business, or SR-22 insurance, auto insurance in California, our local agents are ready to help. And since we’re in California, we also offer health insurance to keep you covered from every angle.
San Pablo is a busy city with easy access to I-80 and San Pablo Dam Road, making it important to have the right coverage before hitting the road. Many residents here own their homes, while others rent, and we have great options for both—especially if you bundle your policies. You’ll find our office just across from the Shell station and not far from Contra Costa College. Next time you’re out running errands or grabbing lunch nearby, stop in and get your free quote. We’re here to help you save with a smile.
We are conveniently located in the San Pablo Towne Center at 14205 San Pablo Ave, Suite B, right across from the Shell gas station and just down the street from Contra Costa College. Nearby landmarks include Taco Bell, Little Caesars, and Walgreens.
Here’s how to get to us:
From the North (Richmond area)
From the South (El Cerrito area)
From the East (El Sobrante area)
From the West (I-80)
Driving around San Pablo means navigating busy roads like San Pablo Ave and I-80, so having the right car insurance is essential. Stop by and let our local agents help you find affordable coverage that works for you.
Finding reliable insurance shouldn’t be complicated or expensive. At Freeway Insurance, we make it easy to get the coverage you need with rates that work for your budget and agents who live and work in your community. Here’s why drivers in San Pablo continue to choose us:
Our agents are your neighbors and our brand has been in business for many years. That says something about our ability to help you thrive and save money.
This East Bay neighborhood has a local feel, with Contra Costa College nearby and easy access to I-80. Many residents in the 94806 area own homes, run businesses, or attend school close by—so having the right insurance matters. Freeway Insurance makes it easy to find affordable coverage for auto, home, renters, business, motorcycle, SR-22, and health insurance, all from agents who live and work right here in San Pablo.
If you’re driving in San Pablo, having car insurance isn’t optional—it’s the law. At a minimum, you need liability coverage to help pay for injuries or damage you cause in an accident. In California, that means carrying $30,000/$60,000 for bodily injury and $15,000 for property damage.
A lot of drivers stick with liability to stay legal, but many choose full coverage for extra protection. That includes collision and comprehensive, which can help with repairs, theft, or unexpected damage. Whether you just need the basics or want a little more peace of mind, our agents in 94806 can help you find affordable coverage that fits your life.
If you live around here, then you already know how great it is to ride from San Pablo Dam Road to Wildcat Canyon—and with the open roads just a few miles away, you can be out of the city and into the hills in no time. That’s exactly why it makes sense to protect your ride. Freeway offers affordable motorcycle insurance with flexible options, so you can stay covered while doing what you love.
To stay legal in California, you’ll need insurance to hit the road—and a helmet and jacket only go so far. Stop by our office at 14205 San Pablo Ave, Suite B, or give us a call. We’ll help you find the coverage that fits your ride, your budget, and your lifestyle.
Drivers in San Pablo with an SR-22 requirement can count on Freeway for affordable, non-judgmental support. Whether it’s due to a DUI, multiple reckless driving charges, or driving without insurance, we help you find a policy that meets state requirements without breaking your budget.
As a non-standard insurance agency, we work with a wide range of carriers and specialize in cases just like yours. Our local agents will walk you through your options and help you choose the coverage that makes the most sense for your situation.
Everyone’s insurance needs are a little different. What works for your neighbor might not work for you, and that’s okay. Your rate depends on things like your driving record, the type of coverage you choose, and even your ZIP code. That’s why it’s smart to compare quotes before picking a plan.
If you’re renting a home or apartment in San Pablo, renters insurance is a smart and affordable way to protect your belongings. While your landlord covers the building itself, their policy won’t help if your personal items are damaged or stolen.
Renters insurance can cover things like furniture, electronics, clothing, and even temporary living expenses if you’re ever displaced. It also includes liability protection in case someone gets injured in your home. At Freeway Insurance, we make it easy to find low-cost coverage that fits your lifestyle and keeps you protected when life takes an unexpected turn.
Owning a home is a big investment, and home insurance helps protect that investment from life’s unexpected events. Whether it’s a fire, storm damage, theft, or liability if someone gets hurt on your property, the right policy provides financial protection and peace of mind.
Home insurance can help cover the cost to repair or rebuild your home, replace damaged belongings, and pay for temporary living expenses if your home becomes unlivable. It also includes personal liability coverage for accidents or injuries on your property. At Freeway Insurance in San Pablo, we offer affordable home insurance options that are easy to customize, so you can get the protection you need without overpaying.
Health insurance is required in California—but that doesn’t mean it has to be expensive or confusing. In fact, 1 in 5 residents qualify for free or low-cost coverage.
If the options feel overwhelming, we’re here to help. Our bilingual agents at Freeway Insurance can walk you through the process, explain what you qualify for, and help you find a plan that fits your needs and budget. We make health insurance easier for San Pablo residents—at no extra cost to you.
Getting the cheapest car insurance in San Pablo isn’t just about picking the lowest price—it’s about choosing the right coverage for your needs. Our agents are here to help you compare your options and find a policy that fits both your budget and your lifestyle.
Here’s what can affect your rate:
Bundling your insurance is one of the easiest ways to save money and simplify your coverage. Whether you're combining auto and renters insurance or auto and motorcycle, bundling often leads to lower rates and extra discounts from carriers.
Here’s how bundling can help:
Our agents at Freeway Insurance are here to help you explore the best bundle options and make sure you’re getting the most value for your coverage.
Life in San Pablo moves fast—between commuting on I-80, managing a business, or settling into a new place, there’s always something going on. That’s why the right insurance isn’t just a nice-to-have—it’s essential.
Freeway Insurance makes it easy to stay protected with coverage options for every part of your life, including auto, motorcycle, renters, homeowners, business, SR-22, and health insurance.
Come visit us at 14205 San Pablo Ave, Suite B., San Pablo, CA, 94806 or give us a call at 510-296-8752. You can also check us out online for a fast and free quote.
You’ve got questions about local insurance rates—we’ve got answers and real solutions.
Insurance rates vary based on your age, driving history, and coverage needs. For example, a 30-year-old driver with a clean record in San Pablo can expect to pay around $52 per month for basic liability coverage. If you opt for full coverage—which includes higher liability, collision, and comprehensive—that average jumps to about $182 per month.
Homeowners in San Pablo pay an average of $111 per month, or $1,335 per year, for a home insured at a replacement value of $300,000. That’s well below the national average of $2,601, making local coverage more affordable than you might expect.
Your local Freeway Insurance agent will help you navigate available discounts based on your personal situation. Most drivers qualify for multiple discounts—and stacking the right ones can lead to major savings.
Some common discounts include:
It can be hard to find the best car insurance when there are so many options to choose from out there. When it comes to finding cheap car insurance, you might go with one option, only to find that someone else offers a more affordable alternative.
Read More about 5 Insurance Tips for Car Buyers
Renters insurance is a great way to protect your belongings without breaking the bank. It’s an affordable option to protect yourself and your pocketbook in case the unexpected happens in or outside your rental.
Read More about Do I Need Renters Insurance?
Most drivers have received at least one speeding ticket throughout their adult lives.
Read More about How Much Renter’s Insurance Do You Need?
Most drivers have received at least one speeding ticket throughout their adult lives.
Read More about How Much Renter’s Insurance Do You Need?
Most drivers have received at least one speeding ticket throughout their adult lives.
Read More about How Much Renter’s Insurance Do You Need?
