Living in Torrance means having access to a great beach, a small but mighty craft beer scene and a multicultural population. This city is part of the South Bay region of Los Angeles and is home to more than 147,000 people. Like other places in California, there are plenty of perks to enjoying the Golden State, but the cost of living is not one of them. It seems like everything is more expensive here, including insurance.
At Freeway Insurance, our agents also enjoy living here in Torrance and they are experts at helping you find cheap car insurance in California, among other insurance solutions, such as home, renters, business, motorcycle, SR-22, or health insurance. Because we live where you do, we have a deep understanding of how to save you money on all your insurance needs.
Stop by and see how we can make insurance easy for you in the heart of 90501.
Whether you are planning a trip to Mitsuwa Marketplace to experience the specialty eateries, bakeries and boutiques or going to check out Del Amo Fashion Center, one of the largest malls in America, driving in Torrance can be an experience that requires cheap car insurance.
Bordered by I-405 and I-110, and state highways 1 (Pacific Coast Highway), 107 and 213, Torrance residents can still typically get around using surface streets such as Torrance Boulevard, Sepulveda Boulevard and Lomita Boulevard.
Freeway Insurance is located in the northeast corner of Torrance near I-405 and I-110. We have great – and cheap – car insurance, plus many other forms of protection. Here is how to find us.
From the North (e.g., Downtown Los Angeles)
From the South (e.g., San Pedro)
From the East (e.g., Compton or Downey)
From the West (e.g., Redondo Beach)
Freeway Insurance is located right next door to Mayweather Boxing + Fitness near Lumber Liquidators and Dollar Tree.
Freeway Insurance has been selling solutions to Californians for many years. One reason Freeway is popular is because our agents understand affordability, simplicity and support. Here is what that looks like for affordable insurance in Torrance:
Torrance offers plenty for families, young singles and retirees alike. Besides having a very nice beach, the town offers a wide variety of cultural elements and housing that runs the gamut from apartments to million-dollar homes. Residents can enjoy plenty of outdoor opportunities with all the parks and green spaces, as well as many different types of cuisine, music venues and more.
The split between homeowners and renters is almost half and half, so if you are looking for affordable insurance solutions for your home, we have you covered. There are plenty of business owners in Torrance, as well, and we offer a full lineup of business insurance products. We can walk you through an affordable health insurance plan or help you find the perfect motorcycle insurance. We do it all!
As a driver in Torrance, you know you must have auto coverage in order to drive legally. If you get caught driving without it, it will be more expensive than just buying a policy upfront would ever be. California requires all drivers to have liability insurance. This protects you financially if you cause a wreck and someone else is injured or their property is damaged. Your policy will help you pay the bills for this up to your policy limit.
It is only for damages you cause to others – it will not pay for your own. For that, you’ll need to upgrade to comprehensive and collision. There are other types of optional coverages as well.
Your Freeway agent can help you cut through the stuff you don’t need and help you find cheap car insurance in Torrance.
California is the perfect place to be a motorcyclist. The weather is perfect almost all year and there are many fun rides just waiting for you. You’ll still need to have insurance, since it is required by law. Just as with car insurance, there’s a minimum amount you need to purchase to help pay for others damages if you cause a wreck.
Our motorcycle insurance plans offer the protection you need, whether you're cruising on the breathtaking Pacific Coast Highway, taking a day trip to Neptune’s Nest or any other number of scenic and challenging motorcycle drives. Our local agents are familiar with the ups and downs of motorcycling in California, so let us help you find the right coverage without breaking the bank.
We’ve been helping drivers who have an SR-22 requirement in California for years. We have a no-judgement policy for people who have had an unfortunate episode resulting in the need for SR-22 insurance. In most cases, that’s a conviction for a DUI. It could also be getting caught driving without insurance.
You still need to get to work and drive the kids to school or band practice. We can help you find affordable DUI solutions in Torrance. Having SR-22 insurance can be expensive, since this causes insurance companies to look at you as a high risk. However, we specialize in helping people just like you find insurance they can afford.
If you have an SR-22 requirement in Torrance, come chat with us or give us a call. We can help you.
Torrance is made up of roughly 45% renters and 55% homeowners. Regardless of whether you are renting or owning, you should have insurance to help protect you financially in the event of a loss. Although different in cost and scope, bit of these types of insurance have some items in common, including:
In the 90501-zip code, residents and their living spaces are subject to a variety of calamitous events, including earthquakes, flooding, and extreme weather. Our local and bilingual agents are your neighbors, so we can help you prepare and protect yourself in Torrance. We do all the work for you – researching all of your options so you have a choice of the best.
Almost half of Torrance residents are renting their home. Many renters think their landlord’s insurance will help them replace their belongings if they are lost or damaged, but that is not true. Consider how much it would cost to replace all of your furniture, clothing, electronics, sports equipment, and more. All it takes is one careless resident to start a fire or to overflow the bathtub upstairs.
Renters insurance usually works out to pennies per day, so it is cheaper than you may think.
Whether you're in an apartment off Hawthorne Boulevard, or a cozy home elsewhere in 90501, our coverage protects your wallet from replacing belongings after a theft, fire, and other surprises. With Freeway Insurance, you’ll be covered if the unexpected happens.
A little over half of Torrance residents are homeowners. If you still have a mortgage, you’ll need home insurance to satisfy your lender. But even if your home is paid off, having it protected means if anything happens, you’ll be able to pay for repairs or replacement.
Your home is possibly your largest investment. Most people would never be able to pay to replace their home if it is lost due to fire or some other hazard. In fact, many people would not be able to repair the majority of their home if it is damaged. Your insurance will help you pay for these items, but home insurance – especially in California – is expensive.
At Freeway Insurance, our goal is to help you find the right protection at the right price in Torrance. Give us a call or stop by when you are visiting the Dollar Store and let us run a quote for you. You’ll be glad you did.
Many Californians can get free or very low-cost health insurance, but some are not aware. In fact, one out of every five residents in the state qualifies. In California, you are required to have health coverage or face a penalty on your taxes.
It can be hard to figure out the healthcare system and find a plan that fits you and your budget. At Freeway Insurance, our bilingual agents are happy to help you sign up for the right plan for you. This service is completely free. Just call us at 877-423-1508 and we’ll walk you through it.
You can compare car insurance quotes between many different insurers – or you can let an independent Freeway agent do it for you. Our agents are not captive – they can find you quotes from numerous top-rated carriers, so you can choose the cheapest car insurance option in Torrance.
Other ways to get cheap car insurance quotes include applying discounts, structuring your policy the best way and bundling. Our bilingual agents at 1431 W. Knox Street, #1300 are ready to help.
Yes. Bundling is one of the best ways to save money on your policies. When you bundle, you are giving more of your business to one company – and your reward is cheaper prices. Insurance is a highly-competitive business, so you’ll want to find the insurer that offers the best discounts.
Did you know if you bundle your auto and home insurance policies together with the right company it is possible to save up to 30% off. Bundling a renters insurance policy with car insurance can lead to 15% off. It works the same way with business, boat, motorcycle, RV – any type of coverage you need.
Your Freeway Insurance, conveniently located at 1431 W. Knox Street, #1300, is ready to help. Whether you visit us in person, call 310-707-1203, or get a free quote online, our team makes finding the right coverage easy. Our agents are local, so you’ll be doing business with your neighbors. Next time you visit Walmart on Normandie and 190th Street, stop in for an affordable quote right here in Torrance.
You’ve got questions about local insurance rates, and we’ve got answers and solutions.
Auto insurance rates in Torrance vary based on your driving history, vehicle, local traffic and coverage needs. Typically, you might pay around $56 a month for minimum coverage, while full coverage could be about $198 monthly. These are averages and based on a 30-year-old male with a clean driving history.
In Los Angeles County, where Torrance is located, the average annual premium for a replacement value of $300,000 is $137 per month. California is not only expensive, it can even be hard to find home insurance quotes due to recent fires. We can help.
Finding discounts you qualify for is like finding free money. At Freeway, our agents will figure out what you can claim and find policies and discounts especially for you. Here are a few to consider:
It can be hard to find the best car insurance when there are so many options to choose from out there. When it comes to finding cheap car insurance, you might go with one option, only to find that someone else offers a more affordable alternative.
Read More about 5 Insurance Tips for Car Buyers
Renters insurance is a great way to protect your belongings without breaking the bank. It’s an affordable option to protect yourself and your pocketbook in case the unexpected happens in or outside your rental.
Read More about Do I Need Renters Insurance?
Most drivers have received at least one speeding ticket throughout their adult lives.
Read More about How Much Renter’s Insurance Do You Need?
Most drivers have received at least one speeding ticket throughout their adult lives.
Read More about How Much Renter’s Insurance Do You Need?
Most drivers have received at least one speeding ticket throughout their adult lives.
Read More about How Much Renter’s Insurance Do You Need?
