Welcome to Our Insurance Office at 1321 N. Tennessee Street, Suite 106, McKinney, TX, 75069
Hello and welcome to our McKinney, TX. Freeway Insurance office on the corner of N. Tennessee Street and University Drive (U.S. 380). We are located in a strip mall on N. Tennessee Street, Suite 106, right in between Little Caesars and Metro by T Mobile and just down from Mattress Guys. Across the street is All Pro Auto & Tires Service Center and just down Tennessee Street is a Texas Department of Public Safety Office.
Our agents live in McKinney, too, so we understand the ups and downs of sharing this slice of Texas heaven with lots of other residents. Located just north of Dallas and Fort Worth and to the east of Denton, we know many of you must drive on busy highways and congested streets every day. We can help you find the best and most competitive options for your insurance needs, including the cheapest car insurance in Texas.
Many McKinney residents commute to either Fort Worth, Dallas or some other city via the Texas 121 Express toll road, US75 or US380 or other surface streets and highways. The actual area of McKinney is fairly substantial at almost 68 sq. mi. but there were 195,308 residents in the 2020 census in McKinney. That figure jumped to an estimated 213,509 McKinney residents in 2023. residents, meaning roughly 3,400 people per square mile – that’s a lot of competition for space. And the area is only growing – estimated population for 2025 is 224,000.
In this growing, family-friendly town, Freeway Insurance offers competitive rates for all your insurance solutions – including auto, home, renters, business, motorcycle, SR-22 and RV insurance for Texans.
Our knowledgeable agents specialize in finding affordable options and great discounts. Because we live where you do, we understand your challenges. Come find out why your neighbors are switching to Freeway.
How To Get to the Freeway Office in McKinney, Texas 75069
Drivers in the McKinney area complain about congested roads into and out of places like Princeton, which has seen a large growth in homes and apartments in recent years. Traffic at intersections such as U.S. 380 and Airport Drive can get busy, sometimes requiring a 20-minute wait to get through. City officials are planning to build a spur at some point to help alleviate these issues.
Other trouble spots include congestion on US75 (Central Expressway), the tollway and downtown McKinney, which is charming but has narrow streets and limited parking.
Our office in McKinney is located right on N. Tennessee Street, Suite 106, next to Family Dental of McKinney. Here are some directions to help you find us:
From Downtown McKinney (Historic Square)
- Head north on Tennessee St. from the square.
- Continue about 1 mile.
- The destination will be on your right, Suite 106
From Dallas/Fort Worth International Airport (DFW)
- Exit the airport and take TX-121 North (Sam Rayburn Tollway) toward McKinney.
- Merge onto US-75 North (Central Expy.).
- Take Exit 40A for White Ave/Tennessee St.
- Turn right on White Ave, then left on Tennessee St.
- Continue about 1 mile north. Destination is on the right.
From Dallas (Downtown)
- Take US-75 North (Central Expy.) toward McKinney.
- Continue about 30 miles.
- Take Exit 40A for White Ave/Tennessee St.
- Turn right on White Ave, then left on Tennessee St.
- Drive about 1 mile north; destination is on the right.
From Fort Worth (Downtown)
- Take I-30 East toward Dallas.
- Merge onto TX-121 North (Sam Rayburn Tollway) toward McKinney.
- Merge onto US-75 North (Central Expy.).
- Take Exit 40A for White Ave/Tennessee St.
- Turn right on White Ave, then left on Tennessee St.
- Continue about 1 mile north. Destination will be on the right.
From Denton (Downtown)
- Take US-380 East toward McKinney (about 25 miles).
- Turn right onto US-75 South (Central Expy.).
- Take Exit 41 for US-380/University Dr.
- Turn left on University Dr. (US-380), then right on Tennessee St.
- Continue about 1 mile south. Destination will be on the left.
From McKinney National Airport (TKI)
- Exit the airport onto Industrial Blvd.
- Turn left onto SH-5 (McDonald St.) heading north.
- Continue about 4.5 miles into McKinney.
- Turn left onto University Dr. (US-380).
- Turn right onto Tennessee St.
- Continue about 1 mile south. Destination will be on the left.
Reasons to Choose Freeway Insurance
Locals in McKinney already know the many reasons to live and play here, including a rocking farmers market on Saturdays, Erwin Park for a nice family picnic under the shade and several great local coffee shops for hanging out. Locals also know there are many great reasons to choose Freeway Insurance for all your insurance needs at competitive prices with local agent. Here are a few:
- Cost-Effective Coverage – We partner with trusted insurance providers to bring you reliable protection at a price that works for your budget, whether it’s for your car, home, rental, or business.
- Agents in Your Community – Our neighborhood offices mean you’ll work with someone who knows the local challenges and can meet with you in person.
- Friendly, Tailored Support – Our team takes the time to understand your needs, walk you through your choices, and match you with the right coverage.
For years, we’ve been helping Texans find smart savings on insurance. Let us secure the best rate for you in the 75069 area today!
Freeway Offers Multiple Types of Insurance Plans in McKinney
As a McKinney resident, you already know you live in a little slice of paradise. There is plenty for families and young adults to do here. The population of Mckinney continues to grow in leaps and bounds, as people search for a place to live outside the hustle and bustle of the big city, but still close enough to find employment opportunities and other amenities.
Whatever you have that matters enough to protect, Freeway Insurance has local, bilingual agents to help you find affordable insurance solutions for auto, home, renters, business, motorcycle, SR-22, RV, and more.
Affordable Auto Insurance in McKinney, 75069
People in McKinney, Texas, are surrounded by busy highways and a toll road. The surface streets also have problematic areas, such as Virginia Parkway at various intersections, such as El Dorado, Cluster Road, Lake Forest and Stacy Road where distracted driving, speeding and red-light runners are a constant fear.
Your minimum required car insurance in McKinney will keep you protected if you cause an accident by helping you financially to cover the injuries and damages of others. Increasing the minimum required is a good idea, just to make sure you don’t end up owing money out of pocket. Likewise, to pay for your own damages, you’ll need to add coverage like collision.
But your insurance premium shouldn’t break the bank. Finding the right balance between cost and coverage is where your local Freeway agent excels.
Affordable Motorcycle Insurance in McKinney, 75069
If you are a fan of having the wind in your hair, you probably already know about some of the great rides around McKinney, such as the North Dallas Twistys where you can enjoy a moderately difficult journey that ends with chocolate meringue pie at Lucy’s on the Square in Celina, or for a more adventurous jaunt, the trek to Palo Pinto Mountains and Possum King Lake.
Before you jump on your iron horse and start cruising, be sure to get affordable motorcycle insurance with Freeway. It’s required in Texas and will help keep you protected, whether you are driving on congested roads in the city or letting loose on more open and scenic routes.
Visit our office or give us a call today to find the lowest motorcycle insurance rates in the 75069 area!
Cheap SR-22 Insurance in McKinney, 75069
For those who have a need to file an SR-22 certificate, you have probably already found out this can increase your insurance costs quite a bit. This is one of those circumstances where having a neighborhood agent on your side can really help because independent agents can research many different companies for you to find the one that offers the lowest price.
At Freeway, we don’t judge. We have worked with high-risk drivers for many years, so we have the experience to help you meet your SR-22 obligation without breaking the bank.
Types of Coverage
Find the Right Insurance Coverage for You in McKinney, 75069
From its historic and charming downtown to plenty of community events and festivals, there’s no shortage of things for families, retirees and young adults to do in McKinney. Whether you own a home, rent an apartment, run a small business, or ride a motorcycle, coverage helps protect you from unexpected losses—like fire, theft, storms, or liability claims.
Even your weekend toys, like RVs or boats, need protection. With changing weather, busy roads, and everyday risks, insurance provides peace of mind and financial security. The good news? You can find affordable coverage that fits your lifestyle and helps protect everything you care about.
Cheap Renters Insurance in McKinney, 75069
Renters in McKinney make up roughly 36% of the population. While there are less renters than homeowners, there’s no less need to protect your belongings and your finances by getting affordable renters insurance in 75069.
McKinney offers a wide variety of rental options for residents, including Ascend at McKinney North, McKinney Square and Stonegate Apartments. Whether you live in one of these complexes or a different one, your renters insurance protects you financially so you can replace your belongings in the event of loss.
You may not think you have enough value in your possessions to warrant renters insurance, but when you add up your clothing, jewelry, electronics, sports equipment and furniture, it will be worth more than the cost of renters – which works out to pennies per day.
Talk to your local Freeway agent to see how easy it is to get low-cost renters insurance in the 75069 area.
Affordable Home Insurance in McKinney, 75069
The majority of residents in McKinney own their home – about 63%. This is likely your biggest investment to date, so it makes sense to protect it with affordable homeowners insurance in 75069. Median home prices here are in the mid-$300,000s, but savvy house hunters can find bargains in neighborhoods such as Eldorado Heights, Greens of McKinney, Brookview and High Pointe.
Whether you are paying for a mortgage or own your home outright, having affordable home insurance in McKinney protects you and your investment.
As you probably know as a resident, McKinney is within an area known as “Tornado Alley” – subject to severe storms and the tornadic activity that came come with them. In addition, this area can experience flooding, heavy rain and, on the other side, extreme heat and drought. All of these weather conditions can have a negative effect on your home and roof.
All of that makes securing robust yet affordable home insurance not just smart—but essential. It protects your investment and helps ensure you’re covered when unpredictable Texas weather strikes. Let our bilingual agents provide guidance on policy types like windstorm or flood coverage, or tips on finding the best rates in McKinney, 75069.
Affordable RV Insurance in McKinney, 75069
Whether you like to rough it or be a little more upscale, there are plenty of places to take your RV to in the McKinney area. For short stays and pet-friendly, try McWest RV Park. For close access to all the amenities, look at Easy Lane RV Park near Frisco and Prosper. Looking for a peaceful place to fish and launch your boat? Lake Lavon has the perfect peaceful getaway. Really more into glamping than camping? Try Sugar Hill RV Resort, where a heated pool, hot tub and spa, dog parks and co-working spaces offer the perfect escape.
What toys you have, adding the right protection is essential. Before you hit the road for that path to nature, check with your neighborhood Freeway agent to find a customized plan built just for you.
How Can I Get Cheap Car Insurance in McKinney, 75069?
Finding the cheapest car insurance in McKinney doesn’t mean you have to sacrifice quality protection. One of the best ways to save is by shopping around and comparing quotes from multiple carriers. Rates can vary widely, and local agents in McKinney understand the area’s driving conditions—like busy intersections along Virginia Parkway or traffic on Highway 75—so they can match you with coverage that fits your needs at the right price.
Ask about discounts, too. Many insurers offer savings for safe drivers with clean records, students with good grades, or households that insure multiple vehicles. You can also lower your premium by bundling your auto policy with home, renters, or business insurance. If you don’t drive often, a low-mileage discount may apply, and installing anti-theft devices could further cut costs.
It also helps to maintain good credit, as insurers often use credit-based insurance scores to determine rates in Texas. Choosing a slightly higher deductible can reduce your monthly payment, provided you’re comfortable covering more out-of-pocket in case of a claim.
With the right combination of smart shopping, local expertise, and discount opportunities, you can secure reliable and budget-friendly car insurance in McKinney’s 75069 area with your local Freeway agent.
Can I Save More If I Bundle My Insurance?
Yes—bundling your insurance policies is one of the simplest and most effective ways to save money. When you combine coverage such as auto, home, renters, motorcycle, or even business insurance with the same provider, most carriers reward you with a discount. These savings can range from 10% to 25%, depending on the company, the number of policies you carry, and the type of coverage.
Beyond the financial benefit, bundling makes life easier. Instead of juggling multiple due dates and renewal notices, you’ll have one point of contact, one bill, and one insurer to handle claims. This can be especially valuable if a single event affects more than one policy—for example, a storm that damages both your home and your car.
Bundling can also help strengthen your relationship with your insurance company, which may open the door to additional perks, loyalty discounts, or better service. It’s worth asking your agent to run the numbers, since every situation is different.
In short, bundling doesn’t just lower costs—it simplifies your insurance and offers extra peace of mind, making it a smart strategy for anyone looking to get more value out of their coverage.
Get Cheap Car Coverage at 1321 N. Tennessee Street, Suite 106, McKinney, TX, 75069 Today!
McKinney is a rapidly-growing city that offers families, retirees and singles plenty of reasons to live here. If your choice for a place to live is McKinney, consider making Freeway Insurance your choice for affordable, competitive insurance options in Texas.
Come visit us at 1321 N. Tennessee Street, Suite 106, McKinney, TX, 75069 or give us a call at 469-314-3025. You can also check us out online for a fast and free quote.
Facts About Insurance Rates in McKinney | 75069
You’ve got questions about local insurance rates and we’ve got answers and solutions.
What Is the Average Cost of Auto Insurance in 75069?
The average cost of car insurance for a 30-year-old male in this area with a good driving record is $49 per month for basic liability and $158 a month for full coverage. Your insurance rates could be lower or higher, since they are based on many individual factors, such as age, driving record and type of vehicle.
What Is the Average Cost of Home Insurance in McKinney, 75069?
Because the median price for a home in this area is in the mid-$300,000s, home insurance rates average $6,396 for that amount of dwelling coverage annually. These rates can go up to almost $13,000 and down to $4,000, depending on your insurer and your home, so speak to your neighborhood and local agent to get the best price.
How Can Insurance Agents Help Find Me Car Insurance Discounts in McKinney?
Car insurance discounts can add up, and the more you qualify for, the more you save. Most insurers will only let you use 2-3 discounts on any one policy, so it pays to have a knowledgeable agent to determine which are the best ones for you.
Here are some common discounts you could be eligible for:
- Good Student: This is a good option for families with new drivers. Your full-time high-school or college student could get a discount for maintaining a high GPA.
- Safety Features: Newer cars come with safety features like lane-changing detect, which can earn a discount. If you install an anti-theft system on your older car, you could also get a discount.
- Clean Driving Record: The best discounts are reserved for those drivers who maintain a claim and accident free record for a period of time.