Freeway Insurance Solutions in Mesquite, Texas, 75149
Phone 972-584-1177
Office Hours
Office Features
Welcome to Our Insurance Office at 1336 N. Galloway Avenue, Suite 104, Mesquite, TX, 75149
Hello and welcome to our Mesquite, TX. Freeway Insurance office on the corner of N. Galloway Avenue and Wilderness Trail. We are located in Wilderness Plaza on N. Galloway Avenue, Suite 104, right in between Quick Stop and Complete Nails and just down from King Wash & Dry laundromat. Across the street is the City of Mesquite offices.
Our agents live in Mesquite, too, so we understand the ups and downs of sharing this slice of Texas heaven with lots of other residents. Located just east of Dallas, we know many of you must drive on busy highways and congested streets every day. We can help you find the best and most competitive options for your insurance needs, including the cheapest car insurance in Texas.
Plenty of people are drawn to Mesquite for a variety of reasons, including an affordable cost of living and its strategic location at the crossroads of major highways. Mesquite is dubbed the Rodeo Capital of Texas, hosting the globally televised historic Mesquite Championship Rodeo every year from June through August. Outdoor enthusiasts love Mesquite’s plentiful parks and recreation centers. With 52 schools and more than 38,000 students, the quality of education is ranked at or above average.
Known as a “small town with modern amenities,” Freeway Insurance is here to offer competitive rates for all your insurance solutions – including auto, home, renters, business, motorcycle, SR-22 and RV insurance for Texans.
We live here, too, so we know the advantages and disadvantages to finding adequate protection at a price you can afford for what matters most. Stop by and see us or give us a call. Our bilingual agents are ready to help you get the insurance you need in Mesquite.
How To Get to the Freeway Office in Mesquite, Texas 75149
Drivers in the Mesquite area complain about congested Avenues and limited public transportation. The Lyndon B. Johnson Freeway (I-635) seems to be perpetually busy and congested, as well as I-20 and I-30 going east to west through Mesquite with heavy traffic.
Additionally, drivers in Mesquite need to deal with heavy freight traffic traveling through on major highways, as well as people who use adjacent neighborhoods to cut through congested arteries by speeding through residential areas.
These are the some of the reason you need reliable and affordable car insurance to drive in Mesquite. Here are some directions to help you find us:
- From Downtown Mesquite: It’s a straight shot up Galloway Avenue from downtown. You can stop for a quick bite at Joe’s Pizza & Pasta or a hit of caffeine at Bear Cave Coffee on the way.
- From Dallas: Take I-30 east and connect to I-635 north, exit towards Mesquite.
- From Garland: Use I-635 south towards Mesquite. You’ll loop around Duck Creek Park area, then pass the Mesquite Arena.
- From Terrell: Straight shot on US-80 west. You’ll pass Scenic Lake Ray Hubbard (to the north) before sliding into Mesquite.
We are near Mesquite High School and Mesquite Arts Center. Stop for a treat or lunch at one the nearby eateries, including IHOP, La Michoacana Meat Market (for snacks and ice cream), and local taquerias on your way to visit us.
Reasons to Choose Freeway Insurance
Locals in Mesquite already know the many reasons to live and play here, including a great farmers market and proximity to Lake Ray Hubbard. There are also some great reasons to choose Freeway Insurance – not the least of which is local agents who are bilingual and know your challenges. Here are some examples:
- Affordable Protection – We work with respected insurance carriers to provide dependable coverage at a price that fits your budget—whether you need auto, home, renters, or business insurance.
- Local Expertise – With offices right in your community, you’ll have the advantage of working with an agent who understands local needs and can meet face-to-face.
- Personalized, Caring Service – Our team takes the time to learn about your situation, explain your options clearly, and connect you with the policy that’s the best fit.
For years, we’ve helped Texans uncover real savings on insurance. Let us find the right rate for you in the 75149 area today.
Freeway Offers Multiple Types of Insurance Plans in Mesquite
As someone who calls Mesquite home, you already know it’s a community full of charm and opportunity. Families and young professionals alike enjoy the many activities and conveniences the city offers. With the population growing steadily, more people are choosing Mesquite as the perfect balance—close to the big city for work and amenities, yet far enough to enjoy a more relaxed lifestyle.
No matter what you value most, Freeway Insurance has local, bilingual agents ready to help you find budget-friendly coverage for auto, home, renters, business, motorcycles, RVs, SR-22 filings, and more.
Affordable Auto Insurance in Mesquite, 75149
People in Mesquite deal with numerous challenges on the road, including major Texas thoroughfares that cross through the city and freight traffic. The surface streets also have problematic areas, where drivers trying to avoid the congested highways speed through residential neighborhoods. Problematic areas include U.S. Highway 80, Belt Line Road, and Military Parkway/Scyene Road, which also see regular congestion depending on time of day and traffic flow.
Your car insurance is designed to protect you financially, especially if you cause an accident. Even the safest driver in town can hydroplane on a wet street and cause an accident. Your state-required liability will help you pay for any damages and injuries you cause to others, but it won’t pay for your own. Those repairs – and any over your liability limit for the other drivers’ – will come out of your pocket.
Plus, you can be sued if you do not have the money to pay for injuries and damages you cause. In this case, your assets, such as your home, can be seized.
You should consider increasing your liability limits so you won’t be put in this position. Plus, you can add coverages such as comprehensive and collision that will help pay for or replace your own vehicle, regardless of fault. One more coverage you should consider is uninsured motorist coverage – it’s pretty cheap and will help you recover if you are hit by an uninsured driver.
Finding the right balance between affordable cost and needed coverage is where your local Freeway agent excels. Give us a call today or just stop by.
Affordable Motorcycle Insurance in Mesquite, 75149
If you are a fan of having the wind in your hair, you probbly already know it’s best to have your protective gear on when you take a scenic drive – or maneuver through congested traffic. Just like your gear, be sure and find cheap motorcycle insurance in Mesquite at Freeway. Visit our office or give us a call today to find the lowest motorcycle insurance rates in the 75149 area!
Cheap SR-22 Insurance in Mesquite, 75149
SR-22 insurance is typically a court-ordered mandate after someone has broken a serious rule, such as DUI or driving without insurance. If this is you, you may have already found out that SR-22 insurance can be quite expensive.
One thing we specialize in at Freeway, is helping high-risk drivers find the insurance they need without breaking the bank. Let us help you find cheap DUI insurance in Mesquite.
Find the Right Insurance Coverage for You in Mesquite, 75149
Mesquite residents enjoy the relative peace of living in this smaller city, but still being close enough to Dallas to take part in many amenities. No matter if you’re a homeowner, renter, business owner, or motorcycle rider, having insurance provides protection against life’s surprises—such as fire, theft, severe weather, or liability issues.
Even your weekend favorites—like RVs and boats—deserve the right protection. From unpredictable weather to crowded roads and daily risks, insurance gives you confidence and financial security. The best part? Affordable plans are available to match your lifestyle and safeguard the things that matter most to you.
Cheap Renters Insurance in Mesquite, 75149
Renters in Mesquite make up close to 36% of the population. In 75149, about 37.7% of households are occupied by renters. If you are one of these renters, don’t forget about renters insurance.
Renters insurance will help you replace your belongings if they are destroyed or stolen in a covered event. For example, if the child upstairs starts a fire playing with matches and you lose everything, your renters insurance will kick in so you don’t have to pay out of pocket for your clothes, electronics, furniture and more. Plus, it will help you pay for a place to live while you are in-between housing or while your unit is repaired.
Renters insurance in Mesquite averages $17 per month – that’s about 56 cents a day. Talk to your local Freeway agent to see how easy it is to get low-cost renters insurance in the 75149 area.
Affordable Home Insurance in Mesquite, 75149
Most residents in Mesquite own their home – about 63%. And about half of that own their homes outright. Your home is most likely your largest investment to date. It protects you, so you need to protect it with reliable home insurance.
Homeowners in this part of the country face damage and destruction from severe thunderstorms, hail and the occasional tornado. A troubling story in the Houston Chronicle recently reported 47% of home insurance claims in Texas are closed without payment, due to a variety of reasons but some being over issues like insufficient documentation or not waiting for adjusters before making permanent repairs.
Your local Freeway Insurance agent lives here, too and will be available to walk you through affordable home insurance in Mesquite, as well as helping you to file a claim when necessary. Let our bilingual agents provide guidance on policy types like windstorm or flood coverage, or tips on finding the best rates in Mesquite, 75149. Here are 7 tips to follow when you need to make a claim on your home insurance:
- Document Everything Immediately & Keep Receipts
- Notify Your Insurer Quickly
- Review Your Policy
- Get Professional Estimates (at least 2–3 from licensed contractors)
- Don’t Rush Repairs (make only temporary fixes until the adjuster inspects)
- Keep a Claim Journal (record dates, times, names, and summaries of all conversations with your insurer)
- Seek Help if Needed (if a claim is denied or underpaid, consider hiring a public adjuster or consulting an attorney experienced in Texas property claims)
Affordable RV Insurance in Mesquite, 75149
Mesquite is quite close to several prize Texas spots for outdoor recreation. Don’t forget to insure your “toys” before taking them out. Here are some places you can take your RV and/or your boat to around Mesquite:
- Plantation Place RV Park in Sunnyvale (~4 miles NE) offers full hookups and easy access—great for quick stays and proximity to Mesquite.
- Lake Ray Hubbard is your most convenient boating destination. Just east of Mesquite, it’s a sprawling reservoir (22,745 acres) featuring multiple boat launches, marinas like Captain’s Cove and Chandler’s Landing, plus fishing, hiking, and beaches.
- Captain’s Cove Marina in Garland (~12 miles away) offers full-service boating facilities on Lake Ray Hubbard—ideal for launching, docking, or renting boats.
Before you hit the road for that path to nature, check with your neighborhood Freeway agent to find a customized plan built just for you and your toys.
How Can I Get Cheap Car Insurance in Mesquite, 75149?
Getting low-cost car insurance in Mesquite doesn’t mean settling for less protection. The smartest way to save is by comparing quotes from different companies. Rates can differ significantly, and local Mesquite agents understand the area’s traffic patterns—whether it’s the congestion on Highway 80 or the busy intersections along N. Bryan-Belt Lane Road—so they can recommend coverage that balances price and protection.
Don’t forget to ask about discounts. Many carriers reward safe drivers with clean records, students with strong grades, and households that insure multiple vehicles. Bundling your auto insurance with a home, renters, or business policy can also bring your premium down. If you don’t put many miles on your car, you may qualify for low-mileage savings, and adding anti-theft devices can reduce costs even further.
It’s also worth noting that credit matters—most insurers in Texas use credit-based insurance scores when setting rates. Choosing a higher deductible is another way to lower monthly payments, as long as you’re comfortable covering more out-of-pocket if a claim arises.
By combining smart shopping, taking advantage of available discounts, and working with a local Freeway Insurance agent, you can secure the cheapest car insurance in the 75149 area.
Can I Save More If I Bundle My Insurance?
Yes—bundling your insurance policies is one of the simplest and most effective ways to save money. When you combine coverage such as auto, home, renters, motorcycle, or even business insurance with the same provider, most carriers reward you with a discount. These savings can range from 10% to 25%, depending on the company, the number of policies you carry, and the type of coverage.
Beyond the financial benefit, bundling makes life easier. Instead of juggling multiple due dates and renewal notices, you’ll have one point of contact, one bill, and one insurer to handle claims. This can be especially valuable if a single event affects more than one policy—for example, a storm that damages both your home and your car.
Bundling can also help strengthen your relationship with your insurance company, which may open the door to additional perks, loyalty discounts, or better service. It’s worth asking your agent to run the numbers, since every situation is different.
In short, bundling doesn’t just lower costs—it simplifies your insurance and offers extra peace of mind, making it a smart strategy for anyone looking to get more value out of their coverage.
Get Cheap Car Coverage at 1336 N. Galloway Avenue, Suite 104, Mesquite, TX, 75149 Today!
Mesquite is a tranquil oasis for families, retirees, college students and singles. The cost-of-living in Mesquite is affordable, there’s plenty to do and it’s close enough to Dallas to get some big city hustle when desired.
Come visit us at 1336 N. Galloway Avenue, Suite 104, Mesquite, TX, 75149 or give us a call at 972-426-5069. You can also check us out for a fast and free quote.
Facts About Insurance Rates in Mesquite | 75149
You’ve got questions about local insurance rates and we’ve got answers and solutions.
What Is the Average Cost of Auto Insurance in 75149?
The average cost of car insurance for a 30-year-old male in this area with a good driving record is $54 per month for basic liability and $181 a month for full coverage. Your insurance rates could be lower or higher, since they are based on many individual factors, such as age, driving record and type of vehicle.
What Is the Average Cost of Home Insurance in Mesquite, 75149?
In 2025, the median sales price for a home in Mesquite was about $294,000 – a 4.7% increase over 2024. Dwelling coverage of $300,000 in this area, with a $100,000 liability and a $1000 deductible, averages $1,952 at the low end and $3,244 on the high end.
How Can Insurance Agents Help Find Me Car Insurance Discounts in Mesquite?
Car insurance discounts can make a big difference—and the more you qualify for, the more you save. Since most companies only allow 2–3 discounts per policy, working with an experienced local agent is key. They can help identify which discounts deliver the most value for your situation.
Some of the most common discounts you may qualify for include:
- Good Student – Families with teen or college drivers can save if their student maintains strong grades, often a “B” average or higher.
- Vehicle Safety Features – Modern cars with built-in safety tech (like lane departure warnings) often earn lower premiums. Adding anti-theft devices to older cars may also reduce costs.
- Accident-Free Driving – Drivers with a clean record—no accidents, claims, or violations over time—tend to unlock some of the biggest savings.
By working with a knowledgeable agent, you’ll get guidance on which discounts stack best for your policy, helping you maximize savings without sacrificing protection.
