Freeway Insurance in Phoenix, Arizona, 85013
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More Than 200 Companies, All in One Place.
Products and Services
- Auto Insurance
- ATV Insurance
- Boat Insurance
- Business Insurance
- Classic Car
- Commercial Vehicle Insurance
- Homeowners Insurance
- Identity Theft
- Life Insurance
- Mobile Home
- Mexican Car Insurance
- Motorcycle Insurance
- Renters Insurance
- Roadside Assistance/Auto Club
- RV Insurance
- Snowmobile Insurance
- SR-22 Insurance
- Telemedicine
- Windshield Repair
- DUI Solutions
Located at 1330 W Indian School Rd, Phoenix, AZ 85013, near Phoenix College and the Encanto–Melrose area, our Freeway Insurance office helps drivers and families throughout central and west-central Phoenix compare car insurance from multiple carriers. We serve neighborhoods including Encanto, Alhambra, Midtown, the Melrose District, and Maryvale. With busy commutes along I-17, SR-51, and Central Ave, plus extreme summer heat and monsoon storms, Phoenix drivers have several risks to consider when choosing coverage. Our local agents can help you compare policies based on your needs and budget.
Insurance Coverage Available Through Freeway Insurance
Our W Indian School Rd office helps customers compare coverage from multiple carriers for vehicles, homes, and businesses. Whether you need standard auto insurance, assistance with an SR-22 filing, or another insurance product, our agents can explain available options. Start a quote online, by phone, or in person.
Auto Insurance
Phoenix drivers encounter freeway congestion, accidents, and monsoon-season weather damage. Our auto insurance options include liability, collision, and comprehensive coverage. Freeway works with multiple carriers to help drivers with clean records, tickets, DUIs, or coverage lapses compare available policies.
Motorcycle Insurance
Riding through Midtown, the Melrose District, or along SR-51 means sharing the road with busy traffic. Motorcycle insurance may include liability, collision, comprehensive, and optional medical payments coverage. Our agents can help compare policies based on your motorcycle and riding habits.
Renters Insurance
If you rent an apartment near Phoenix College, Downtown Phoenix, or Midtown, renters insurance can help protect your belongings against covered events such as theft, fire, and certain types of water damage. Policies also typically include personal liability coverage and may provide additional living expenses after a covered loss.
Homeowners Insurance
Homeowners in Encanto, Alhambra, and Maryvale face local risks such as monsoon winds and storm damage. Home insurance can help protect your dwelling, personal belongings, and liability after covered losses. Our agents can compare policies, deductibles, and optional endorsements. Standard homeowners policies generally exclude flood damage.
RV Insurance
Phoenix residents traveling across Arizona and the Southwest can explore RV insurance for motorhomes and eligible recreational vehicles. Coverage may include liability, collision, comprehensive, and vacation liability, depending on the policy and how you use your RV.
Commercial Vehicle Insurance
Small businesses, delivery drivers, and contractors operating around central Phoenix and the Sky Harbor airport corridor may need commercial vehicle insurance. Our agents can help compare liability and physical damage coverage for eligible business-owned cars, vans, and trucks. Additional business insurance options may also be available.
Identity Theft Protection
Identity theft protection may include monitoring, fraud alerts, and identity restoration assistance if your personal information is compromised. Available services depend on the plan.
Roadside Assistance
Extreme heat can contribute to battery problems, tire failures, and other breakdowns on Phoenix roads. Roadside assistance may provide towing, jump-starts, lockout service, and fuel delivery. Services and limits vary by plan.
SR-22 Insurance
An SR-22 is a certificate of financial responsibility filed by an insurer, not a separate insurance policy. If you've had a DUI, license suspension, or another qualifying violation, Freeway can help you explore policies and arrange an SR-22 filing through participating carriers.
Benefits of Working With Our Local Insurance Agents
Our W Indian School Rd office offers Phoenix drivers local insurance assistance and access to multiple carriers. Agents can help you compare coverage for daily commutes, understand weather-related risks, and explore payment options. Assistance is available in English and Spanish.
Compare Rates and Coverage Options
Rather than contacting several insurance companies individually, Phoenix drivers can compare premiums, deductibles, and coverage limits through Freeway. Our agents help review options side by side so you can evaluate insurance rates and coverage based on your needs.
Friendly Bilingual Insurance Support
Our agents offer assistance in English and Spanish for customers in Encanto, Alhambra, Maryvale, and nearby communities. Bilingual support can help you review policy terms, claims questions, and payment options in your preferred language.
Get Covered Quickly
Many Phoenix customers may be able to start a policy and receive digital proof of insurance the same day they call or visit. Timing depends on carrier approval, eligibility, payment, and the policy's effective date. Documents may be available electronically or in print.
Insurance Solutions That Fit Your Budget
Our agents help customers compare coverage levels, deductibles, and available discounts. Whether you're a student near Phoenix College, a commuter, or a working professional, comparing policies from multiple carriers can help you identify suitable coverage at a competitive price.
Coverage Options for Drivers With Unique Insurance Needs
Drivers who need SR-22 filings or have prior accidents, tickets, or coverage lapses can explore non-standard insurance options through participating carriers. Our agents can help explain eligibility requirements, available policies, and payment options.
Understanding Common Insurance Coverages
Arizona is an at-fault state for auto insurance, meaning responsibility for an accident affects how claims are handled. Drivers must maintain the state's minimum financial responsibility requirements. The table below explains common coverage options available to Phoenix drivers.
Coverage Type | What It Helps Cover | Required in Phoenix, AZ? |
|---|---|---|
Bodily injuries and property damage you cause to others in a covered accident, up to policy limits | Yes | |
Damage to your vehicle after a covered collision, subject to your deductible | No, but lenders may require it | |
Covered non-collision losses, including theft, vandalism, fire, and storm damage | No, but lenders may require it | |
Certain injuries or losses involving uninsured or underinsured drivers, depending on the coverage selected | Optional; insurers generally must offer it, subject to applicable rejection rules | |
Eligible medical expenses for you and your passengers after a covered accident, regardless of fault | Optional | |
Proof of financial responsibility filed with the state; not a separate insurance coverage | Required only for certain drivers |
Arizona requires minimum liability coverage of 25/50/15: $25,000 for bodily injury or death to one person, $50,000 for bodily injury or death to multiple people in one accident, and $15,000 for property damage. Higher liability limits may provide additional financial protection after a serious accident.
Ways to Save on Insurance in Phoenix
Phoenix drivers balancing car payments, rent, and other expenses may qualify for discounts that help lower insurance costs. Availability and savings vary by carrier.
Multi-policy discount: Bundling eligible auto, homeowners, or renters insurance through the same carrier may qualify you for savings and simplify policy management.
Safe driver discount: Maintaining a clean driving record may help qualifying drivers receive lower premiums.
Multi-vehicle discount: Insuring two or more eligible vehicles under one policy may reduce overall insurance costs.
Autopay discount: Some carriers offer savings when customers enroll in automatic payments, which can also help avoid missed due dates.
Paid in full discount: Paying a six-month or annual policy premium upfront may qualify you for savings or reduce installment fees.
Low mileage discount: Drivers who travel fewer miles annually may qualify for reduced rates through participating carriers. Ask about eligibility if you work from home or have a short commute.
Credit-based insurance information may also affect premiums in Arizona where permitted.
Neighborhoods and Communities We Serve
Our W Indian School Rd office primarily serves central and west-central Phoenix, although drivers from other parts of the metro area can also request assistance.
Encanto
Alhambra
Melrose District
Midtown Phoenix
Maryvale
Downtown Phoenix (commuters driving in and out daily)
Areas along I-17 and W Indian School Rd corridor
How to Get to the Freeway Office in Phoenix
Our office is located at 1330 W Indian School Rd, Phoenix, AZ 85013, near N 15th Ave and Phoenix College in the Encanto–Melrose area.
From I-17, take the Indian School Rd exit and head east. Continue past N 19th Ave toward N 15th Ave. Look for the office near the 1330 block of W Indian School Rd.
From Downtown Phoenix, travel north using Central Ave or 7th Ave. Turn west onto W Indian School Rd and continue toward N 15th Ave.
From Phoenix Sky Harbor International Airport or ASU Downtown Phoenix, connect to I-10 west and I-17 north, then exit toward Indian School Rd. Alternatively, use surface streets through Midtown and continue west toward N 15th Ave.
Start Your Insurance Quote Today
Our W Indian School Rd office helps Phoenix drivers compare auto, homeowners, renters, motorcycle, commercial vehicle, and other available insurance options. Whether you're purchasing a vehicle, reviewing your coverage, or looking for insurance after a driving violation, our agents can help you compare policies and discounts.
Start your free auto insurance quote online, call 800-777-5620, or visit our office at 1330 W Indian School Rd, Phoenix, AZ 85013, for assistance.
Insurance Questions We Hear Most
What Coverage Is Required in Arizona?
Arizona requires minimum liability limits of $25,000 for bodily injury or death to one person, $50,000 for bodily injury or death to multiple people in one accident, and $15,000 for property damage. These limits are commonly called 25/50/15. Drivers may choose higher limits and optional coverage for additional financial protection.
Can I Get Insured the Same Day?
Same-day coverage may be available depending on carrier approval, eligibility, payment, and the policy's effective date. Once a policy is issued and effective, customers may be able to receive digital or printed proof of insurance.
What Information Do I Need for a Quote?
Have your driver's license, vehicle identification number (VIN), current mileage, address, garaging location, and existing insurance details ready. Information about recent accidents, tickets, or required SR-22 filings can also help agents prepare accurate quotes.
Are Monthly Payment Options Available?
Many carriers offer monthly payment plans, including options for down payments and automatic billing. Payment schedules, fees, and eligibility depend on the insurer and policy.
Can You Help With SR-22 Insurance in Arizona?
Yes, Freeway can help eligible drivers arrange SR-22 filings through participating carriers. An SR-22 provides proof of financial responsibility to the state. Arizona's filing requirements and duration depend on the driver's circumstances. The Arizona MVD can confirm specific filing obligations.
Is Spanish-Language Insurance Help Available?
Yes, our Phoenix office offers assistance in English and Spanish. Bilingual agents can help customers review quotes, policy documents, and coverage options in their preferred language.
Can I Save Money by Bundling My Policies?
Bundling eligible auto, renters, homeowners, or other policies through the same carrier may qualify you for discounts. Our agents can compare bundled and standalone policies to help determine whether combining coverage may reduce your total cost.