Freeway Insurance in Lubbock, Texas, 79411
Office Hours
Office Features
More Than 200 Companies, All in One Place.
Located at 2406 34th St near Texas Tech University and the Tech Terrace neighborhood, our Freeway office helps drivers and families throughout Lubbock County compare auto insurance options from multiple carriers. We serve communities across Clapp Park, Heart of Lubbock, Maxey Park, and Downtown, connecting residents with affordable coverage that fits their needs and budget. Whether you commute along University Ave, Loop 289, or the Marsha Sharp Freeway, our knowledgeable team is ready to help you find the right coverage at the best rates. Stop by to request a free quote in English or Spanish.
Insurance Products & Services Available
Our office offers a full range of insurance products designed to protect you, your family, and your belongings. From auto and home policies to business insurance and specialty coverage, we compare options from multiple companies so you can access the best value for your situation. Here is what we can help you with.
Auto Insurance
Auto insurance helps provide financial protection on the road. Our agents can help you compare liability, collision, comprehensive, and other coverage options from multiple carriers based on your driving needs and budget. Because insurance rates can vary by driver, vehicle, coverage level, and other factors, comparing quotes can help you evaluate your options.
SR-22 Insurance
If you need an SR-22 filing after certain driving violations or license-related issues, our team can help. An SR-22 is a certificate filed by an insurance company to show that you meet applicable financial responsibility requirements. Our agents can help you compare coverage options and work with carriers that can submit the required filing.
Motorcycle Insurance
West Texas roads offer plenty of opportunities for motorcycle riding. Our motorcycle insurance options may include liability, collision, comprehensive, and other coverage, depending on the policy. Our agents can help you compare options based on your bike, riding habits, and budget.
Renters Insurance
Many residents near Texas Tech University and Lubbock Christian University rent their homes. Renters insurance can help protect personal belongings from covered losses such as theft, fire, and certain weather-related damage. It may also provide liability coverage and help with temporary living expenses after a covered loss.
Homeowners Insurance
Lubbock experiences severe weather conditions, including dust storms, hail, and high winds. Homeowners insurance can help protect your home and belongings from covered losses. Our agents can help you compare available policies and explain bundling options that may qualify you for a discount, depending on the carrier and policy.
RV Insurance
Planning a trip across West Texas or beyond? RV insurance can help protect your recreational vehicle or travel trailer. Coverage options may include liability, collision, comprehensive, personal belongings, and other protections, depending on the policy.
Commercial Vehicle Insurance
From agriculture and manufacturing to retail and service businesses, Lubbock's economy depends on vehicles used for work. Commercial vehicle insurance can help protect company cars, trucks, vans, fleets, and other vehicles used for business. Coverage options may include liability, collision, comprehensive, and other protections based on the policy and business needs.
Identity Theft Protection
Identity theft protection helps cover the financial and legal costs of restoring your identity if your personal information is compromised. It is a valuable layer of security in today's digital life.
Roadside Assistance
Flat tire on I-27? Dead battery near the Buddy Holly Center? Our roadside assistance program provides prompt help with towing, lockouts, jump starts, and more, keeping you safe wherever you travel.
Why Customers Trust Our Lubbock Insurance Team
Choosing an insurance provider is a big decision. Our 34th Street office near Tech Terrace brings together local expertise, carrier access, and courteous service to make the process straightforward. Here is why customers in this community choose us.
Compare Multiple Insurance Companies
Independent agencies in Lubbock compare multiple insurance companies, and that is exactly what we do. Rather than offering a single carrier's rates, our agents shop your policy across several providers to find the best rates and coverage for your situation. Comparing quotes from multiple insurers is advisable for finding affordable coverage, and our team handles the legwork so you do not have to.
English and Spanish Service Available
Lubbock has a vibrant and diverse community. Our bilingual agents offer insurance help in both English and Spanish, providing personalized service in your preferred language. We believe every customer deserves patience, care, and clear answers to their questions, no matter what language they speak.
Same-Day Proof of Insurance
Need coverage today? In many cases, our team can help you secure coverage and receive proof of insurance the same day, depending on the policy and carrier. Whether you are purchasing a new vehicle, switching policies, or restoring coverage after a lapse, our agents can help you compare options and complete the necessary steps to obtain coverage.
Coverage Options for Different Budgets
We understand that every family's budget is different. Our agents offer flexible payment options, including monthly payment plans, so you can get the protection you need without financial strain. Affordable auto insurance is available in Lubbock, TX, and we help you find it by comparing prices across carriers.
Help for High-Risk Drivers
If you have a challenging driving history, including tickets, accidents, or a DUI, finding coverage can feel more difficult. Our staff can help drivers with a range of driving histories, compare available coverage options, and assist with SR-22 requirements when needed. We explain the process and available options so you can make an informed decision.
Coverage Options Explained
Understanding what each type of coverage does helps you make informed decisions. Here is a quick guide to common types of car insurance coverage:
Coverage Type | What It Helps Cover | Required in Lubbock, Texas? |
|---|---|---|
Damage or injuries you cause to others | Yes | |
Damage to your vehicle after an accident | Optional | |
Theft, hail, flooding, vandalism | Optional | |
Accidents involving uninsured drivers | Optional | |
Medical expenses after an accident | Optional | |
State-required proof of insurance | Only for qualifying drivers |
Texas law requires drivers to carry minimum liability limits of 30/60/25: $30,000 for bodily injury per person, $60,000 per accident, and $25,000 for property damage. Drivers can choose higher liability limits or additional coverage based on their needs. Collision coverage can help with damage to your vehicle after a covered collision, while comprehensive coverage can help with covered non-collision losses such as hail, theft, and vandalism.
Ways to Save on Insurance in Lubbock
Available discounts vary by carrier, policy, and eligibility requirements. Common savings opportunities may include:
Multi-policy bundling: Bundling auto insurance with homeowners, renters, or other policies may qualify you for a discount.
Safe driver discount: Maintaining a clean driving record may qualify you for savings with some carriers.
Multi-vehicle discount: Insuring multiple vehicles on the same policy may qualify you for a discount.
Autopay discount: Some carriers may offer savings for enrolling in automatic payments.
Paid-in-full discount: Some carriers may offer a discount for paying your premium in full.
Texas insurers may use credit-based insurance information when determining rates. Our agents can help you compare available discounts and coverage options based on your carrier, policy, and eligibility.
Communities We Serve
Our office at 2406 34th St is conveniently located to serve drivers and families across the area, including:
Tech Terrace
Clapp Park
Heart of Lubbock
Maxey Park
Downtown Lubbock
Overton
North Overton
Arnett Benson
Wheelock and Monterey
Caprock
Whether you live near campus or commute from surrounding neighborhoods, our team is here to help you find the right policy.
Directions to Our Lubbock Office
From I-27: Take I-27 to the US-82 West / Marsha Sharp Freeway exit. Head west on Marsha Sharp Freeway and exit at University Ave. Turn south on University Ave, then turn west onto 34th St. Our office is located on the north side of 34th St near the Tech Terrace neighborhood.
From Downtown Lubbock: Head south on Avenue Q toward 34th St. Turn west (right) onto 34th St and continue past University Ave. The office will be on your right at 2406 34th St.
From Texas Tech University: From the main campus, head south on University Ave. Turn west (right) onto 34th St. Our office is a short drive west, situated along the 34th Street corridor near Clapp Park.
Start Your Insurance Quote Today
Our Freeway office at 2406 34th St, near Texas Tech University and the Tech Terrace neighborhood, is staffed by a professional team ready to help you compare insurance options. Our bilingual agents can answer your questions in English or Spanish and help you evaluate coverage from multiple carriers. Whether you need auto, home, or SR-22 assistance, we can help you compare options based on your needs and budget. Get a free auto insurance quote online or call us at 800-777-5620 today.
Frequently Asked Insurance Questions
What Coverage Is Required in Texas?
Texas requires drivers to carry minimum liability insurance with limits of 30/60/25: $30,000 for bodily injury per person, $60,000 per accident, and $25,000 for property damage. These limits meet the state's minimum insurance requirements. Drivers can choose higher liability limits or additional coverage, such as collision and comprehensive, based on their needs.
Can I Get Insured the Same Day?
In many cases, our team can help you secure coverage and receive proof of insurance the same day, depending on the policy and carrier. Once coverage is active, proof of insurance may be available electronically or in print.
What Documents Should I Bring?
To get a quote, bring your driver's license, vehicle registration, and information about your current policy if you have one. If you are considering a switch, having your existing declarations page helps our agents compare rates accurately. For SR-22 filings, bring any court documents related to your case.
Are Monthly Payment Options Available?
Yes. We offer flexible monthly payment plans so you can spread the cost of your premium over time. Our agents will walk you through the available options to find a plan that fits your budget. Paying in full is also available and often comes with an additional discount.
Do You Provide SR-22 Assistance?
Yes. Our staff can assist drivers who need an SR-22 filing after certain driving violations or license-related issues. We can help you compare eligible coverage options, explain the filing process and applicable requirements, and work with carriers that can submit the required SR-22 filing.
Is Spanish-Language Service Available?
Yes. Our office provides courteous service in both English and Spanish. Our bilingual agents are here to answer your questions, explain your coverage options, and offer personalized support in the language you are most comfortable with.
Can I Bundle Multiple Policies?
Yes. You may be able to bundle auto insurance with homeowners, renters, motorcycle, or other policies. Some carriers offer multi-policy discounts for eligible customers who bundle coverage. Eligibility and savings vary by carrier and policy, so ask our agents about available bundling options.